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[Ljunki]

Rich people spend how much would be satisfied?

For the wealthy, 2007 was the year that bigger was better -- from yachts and incomes to personal staff and art collections.

In 2008, the rich are likely to be uttering a new mantra -- downsizing. (world of warcraft gold)

The fallout from the debt-market crisis, along with growing concerns about inequality and the environment, are likely to usher in a year of moderation for the rich. Don't worry: Conspicuous consumption won't disappear.

Yet the recent surge in the population of millionaires and billionaires is likely to slow, at least in the near term. Buzzwords like 'mass luxury' and 'exclusive' are likely to be replaced by terms like 'authenticity' and 'sustainability.' In 2008, the rich will strive to be more down to earth, even as they take off in their new G550 private jets.

'I think there is increased anxiety among the wealthy,' says Peter White, a New York-based counselor to rich families. 'But I also think there is a greater understanding of the interconnectedness of things, that what they do in their individual lives can have broader implications.' World of warcraft Power Leveling

Here are some of the most likely trends among the super-rich for 2008.

Conventional wisdom today says the wealthy are exempt from the forces of economic gravity. Luxury real-estate sales are booming, say real-estate agents, even as the rest of the housing market craters. Neiman Marcus is outshining Wal-Mart. The rich will continue to spend, we're told, because they're receiving the lion's share of the nation's wealth and income growth.

This has held true -- so far. The rich (especially the super-wealthy) will fare better than the broader consumer, since they have more of a financial cushion. Yet because so much of today's wealth is tied to financial markets, the wealthy will feel the effects of any dramatic decline in stock markets, hedge funds and private equity. One key issue: Mergers and acquisitions -- the main drivers of big wealth -- could die down with tighter credit.

The rich have also been funding their lifestyles with debt -- from art loans and jumbo mortgages to jet financing. So if credit contracts further, high-end spending also will shrink. cd keys

Gregory D. Curtis, chairman of Greycourt & Co., a Pittsburgh-based wealth-advisory firm, says he knows several wealthy families who already have been burned by investments linked to subprime lending. 'The wealthy may have a bigger cushion between themselves and the wolf at the door,' he says. 'But they're not immune.'

The runaway prices for art, wine, vintage cars and other collectibles are sure to slow next year. The bubble may not pop, per se, since there is so much demand from the newly rich in China, Russia, the Middle East and Latin America. And so far, prices of collectibles have held firm. Yet the markets have become so overrun with financial speculators -- with art becoming the new 'non-correlated asset' and wine becoming the ultimate liquidity event -- that there's bound to be a correction. Look for price drops of 10% or more for some of the secondary artists and wine makers that rely on American buyers.

Private-jet makers are all touting their new 'green' programs, helping the wealthy ease their consciences about burning 600 gallons of fuel to fly to Florida. Carbon-offset programs will grow in popularity, along with efforts to reduce the number of jets flying empty on return trips. Runes of Magic gold

Green-friendly homes, or eco-mansions, will also make headlines, oxymoron or not. Look for more solar-powered home theaters, drought-averse (yet expensive) gardens and indoor bowling alleys made from recycled wood chips.

With the presidential election casting a spotlight on inequality, the rich will feel more like targets. Hillary Clinton and Barack Obama vow to raise certain taxes on the wealthy and liberal billionaires like Warren Buffett and Bill Gross have said the rich don't pay their share.

Whether it's out of enlightened self-interest or self-preservation, the rich may tilt left in 2008 in an effort to damp the growing populist streak in American politics. As Mr. Gross, who made his money in the bond market, put it in a blog post earlier this year, 'Now is the time, long overdue in fact, to admit that for the rich, for the mega-rich of this country, that enough is never enough, and it is therefore incumbent upon government to rectify today's imbalances.'

Any mere millionaire today can buy a Bentley, Hatteras yacht or Gucci bag. Yet how many people can say they've been to outer space? wow power level

Experience and access are quickly becoming new status symbols for the wealthy. The most prized experiences have an educational or altruistic bent, which help deflect populist criticism. Rather than buying another house or Swiss watch, the rich are trekking with penguins at the South Pole, having lunch with Nelson Mandela in South Africa or visiting a village in Bhutan to help build a school.

The final frontier in conspicuous consumption: space. In the end it's all about quality dinner conversation, and a rare trip aboard the space station will always outshine stories of another yachting trip to Greece.

[Ramya]

A Coke and a Smile

I know now that the man who sat with me on the old wooden stairs that hot summer night over thirty-five years ago was not a tall man. But to a five-year-old, he was a giant. We sat side by side, watching the sun go down behind the old Texaco service station across the busy street. A street that I was never allowed to cross unless accompanied by an adult, or at the very least, an older sibling. (world of warcraft gold)


　 Cherry-scented smoke from Grampy's pipe kept the hungry mosquitoes at bay while gray, wispy swirls danced around our heads. Now and again, he blew a smoke ring and laughed as I tried to target the hole with my finger. I, clad in a cool summer nightie, and Grampy, his sleeveless T-shirt, sat watching the traffic. We counted cars and tried to guess the color of the next one to turn the corner.


Once again, I was caught in the middle of circumstances. The fourth born of six children, it was not uncommon that I was either too young or too old for something. This night I was both. While my two baby brothers slept inside the house, my three older siblings played with friends around the corner, where I was not allowed to go. I stayed with Grampy, and that was okay with me. I was where I wanted to be. My grandfather was baby-sitting while my mother, father and grandmother went out. World of warcraft Power Leveling
　

Thirsty?" Grampy asked, never removing the pipe from his mouth.

" Yes," was my reply." How would you like to run over to the gas station there and get yourself a bottle of Coke?"

I couldn't believe my ears. Had I heard right? Was he talking to me? On my family's modest income, Coke was not a part of our budget or diet. A few tantalizing sips was all I had ever had, and certainly never my own bottle.

" Okay," I replied shyly, already wondering how I would get across the street. Surely Grampy was going to come with me. cd keys

Grampy stretched his long leg out straight and reached his huge hand deep into the pocket. I could hear the familiar jangling of the loose change he always carried. Opening his fist, he exposed a mound of silver coins. There must have been a million dollars there. He instructed me to pick out a dime. After he deposited the rest of the change back into his pocket, he stood up.

" Okay," he said, helping me down the stairs and to the curb, " I'm going to stay here and keep an ear out for the babies. I'll tell you when it's safe to cross. You go over to the Coke machine, get your Coke and come back out. Wait for me to tell you when it's safe to cross back." 　

My heart pounded. I clutched my dime tightly in my sweaty palm. Excitement took my breath away.

Grampy held my hand tightly. Together we looked up the street and down, and back up again. He stepped off the curb and told me it was safe to cross. He let go of my hand and I ran. I ran faster than I had ever run before. The street seemed wide. I wondered if I would make it to the other side. Reaching the other side, I turned to find Grampy. There he was, standing exactly where I had left him, smiling proudly. I waved.

" Go on, hurry up," he yelled. wow power level

My heart pounded wildly as I walked inside the dark garage.I had been inside the garage before with my father. My surroundings were familiar. I heard the Coca-Cola machine motor humming even before I saw it. I walked directly to the big old red-and-white dispenser. I knew where to insert my dime. I had seen it done before and had fantasized about this moment many times.

The big old monster greedily accepted my dime, and I heard the bottles shift. On tiptoes I reached up and opened the heavy door. There they were: one neat row of thick green bottles, necks staring directly at me, and ice cold from the refrigeration. I held the door open with my shoulder and grabbed one. With a quick yank, I pulled it free from its bondage. Another one immediately took its place. The bottle was cold in my sweaty hands. I will never forget the feeling of the cool glass on my skin. With two hands, I positioned the bottleneck under the heavy brass opener that was bolted to the wall. The cap dropped into an old wooden box, and I reached in to retrieve it. I was cold and bent in the middle, but I knew I needed to have this souvenir. Coke in hand, I proudly marched back out into the early evening dusk. Grampy was waiting patiently. He smiled.

World of Warcraft power leveling," Stop right there," he yelled. One or two cars sped by me, and once again, Grampy stepped off the curb." Come on, now," he said, " run." I did. Cool brown foam sprayed my hands." Don't ever do that alone," he warned.I held the Coke bottle tightly, fearful he would make me pour it into a cup, ruining this dream come true. He didn't. One long swallow of the cold beverage cooled my sweating body. I don't think I ever felt so proud.